1. Acceptance of Terms
By accessing or using the Phil Russell Portfolio Platform ("Platform"), you agree to be bound by these Terms of Service ("Terms"). These Terms apply to all visitors, users, and others who access the Platform. If you disagree with any part of these Terms, you may not access the Platform.
2. Description of Services
The Platform provides a suite of business tools and portfolio demonstrations, including but not limited to: real estate analytics (EquiForge), property marketing (Coventry Homes, FlyByMe), AI-powered research and content generation (AI Command Center, Deep Research, Writing Studio), business entity management, prospect management (CRM), social media management, patent consultation services, and investor presentation tools (Niche Tinting).
3. User Accounts
3.1. Some features require account creation. You must provide accurate information and keep your credentials secure.
3.2. You are responsible for all activities under your account. Notify us immediately of unauthorized access.
3.3. You must be at least 18 years old to create an account.
4. Acceptable Use
You agree not to: (a) violate any applicable laws or regulations; (b) infringe on intellectual property rights; (c) transmit harmful, threatening, abusive, or harassing content; (d) attempt to interfere with or compromise system integrity; (e) use automated systems to access the Platform without permission; (f) collect user data without consent; (g) use the Platform for competitive analysis without authorization.
5. Intellectual Property
5.1. The Platform and its original content, features, and functionality are owned by Phil Russell and Streamwalkers Corporation.
5.2. You may not copy, modify, distribute, sell, or lease any part of the Platform without explicit written permission.
5.3. User-generated content remains the property of the user, subject to the license granted in our EULA.
6. AI Services Disclosure
6.1. The Platform uses AI models from Google (Gemini), OpenAI, and other providers. AI outputs are generated automatically and may contain errors.
6.2. AI-generated content should not be relied upon as professional legal, financial, medical, or other specialized advice.
6.3. We implement human oversight controls and encourage users to review all AI outputs before acting on them.
7. Payment Terms
7.1. Paid features are processed through Stripe. We do not store payment card data on our servers.
7.2. Prices are subject to change with reasonable notice. Active subscriptions will maintain their current pricing through the billing period.
8. Data Protection
8.1. We process personal data in accordance with our Privacy Policy, GDPR, CCPA, and other applicable data protection laws.
8.2. We implement industry-standard security measures including encryption at rest and in transit, role-based access controls, and regular security audits.
9. Email and Communication Compliance
9.1. All email communications from the Platform comply with CAN-SPAM Act requirements, including clear identification, valid physical address, and unsubscribe mechanisms.
9.2. By opting in to receive communications, you consent to receiving service-related emails. You may unsubscribe at any time.
10. Limitation of Liability
TO THE FULLEST EXTENT PERMITTED BY LAW, THE PLATFORM AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE PLATFORM.
11. Indemnification
You agree to indemnify and hold harmless Phil Russell, Streamwalkers Corporation, and their affiliates from any claims arising from your use of the Platform or violation of these Terms.
12. Governing Law
These Terms are governed by the laws of the State of Texas, United States. Any disputes shall be resolved in the courts of Bexar County, Texas, or through binding arbitration as described in our EULA.
13. Changes to Terms
We may update these Terms at any time. Continued use after changes constitutes acceptance. Material changes will be communicated via email or in-app notification.
14. Termination
We may terminate or suspend your access immediately for violations. You may terminate by deleting your account. Provisions that should survive termination will remain in effect.
15. Contact
Questions about these Terms should be directed to: legal@streamwalkerscorp.com